When my son turned 16, my insurance company hit me with a hard increase in premium. I expected to pay more, but not nearly as much as they were charging. I called Ken at R&M, sent him my current info, and within an hour, had a quote that was a lot closer to where I was comfortable. He also caught an issue with my current coverage on one of my houses. I think it’s worth the call, especially if you haven’t checked insurance rates in a while.